The bank can declare a withdrawal by you as illegal and deny any remedy in case a problem arises.
If you are bullish on the consumption theme, consider specialised mutual funds that focus on this theme. Remember that such sectoral mutual funds should not make up more than 5% to 10% of your equity portfolio.
Keep a close eye on credit quality, financials of NBFCs before investing. These instruments should not constitute more than 15 to 20 per cent of your debt portfolio.
Buy comprehensive motor insurance policy to guard against natural calamities.
China, France and Spain are emerging as hotspots for Indian students.
Parts of electric cars are costlier and repairing often means replacing an entire system, which drives insurance premium rates up.
Customers need to weigh whether they will be better off selling their mutual fund holdings or taking a loan against it.
Lending on peer-to-peer platforms is fraught with higher risks but investors can earn as much as 12% to 36%.
Install blockers to prevent falling prey to cryptojacking.
These institutes, while expensive, are a viable alternative to studying abroad.
If you are planning for a long-term goal like your child's education in a foreign university, invest about 20% of your portfolio in foreign assets that can provide a hedge against the rupee's depreciation.
Why the case for investing in passive funds is becoming stronger.
Restrict investment to Rs 50,000 for tax benefits, experts tell Sanjay Kumar Singh, but caution that taxation at maturity and compulsory annuities are dampers.
Priyadarshini Maji evaluates the impact that payment banks are likely to have on your financial life.
If you contract a disease a few years after buying a health cover, disclosure isn't mandatory. But if you want to increase the sum assured, premiums could go up.
From yacht cruise to jet skiing, get a taste of adventure this summer.
Instead of enhancing the sum insured of your basic policy, a more cost-effective option is buying a super top-up policy.
'Some cases do not get a single hearing for 6 to 8 months, while some have been pending for as long as 8 years.'
If you leave too much money lying in your trading account or hand over your securities to brokers, there is always the risk that they could use it to trade in the markets.
If your case is picked up for random scrutiny, any of the tricks that you or your financial advisor may have used to avoid tax will be easily detected.
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